English
Espaňol
Accion San Diego Twitter Accion San Diego Twitter Accion San Diego Twitter Accion San Diego Twitter
Home About Us For Business Owners Get Involved In The Headlines Contact Us
Our Impact
     Mission & History
     Our Impact
     Meet Our Team
     Community Partners
     Employment
     Contact Us
Accion San Diego
Sign up for our Business Resource Emails

Accion San Diego

Tel: (619) 795-7250

Fax: (619) 795-7260

Toll Free: (800) 967-4429

info@accionsandiego.org

4 Star Charity

How We Make a Difference

Accion believes that thriving small businesses are the foundation for a strong local economy and our lending program continues to ensure that entrepreneurs have access to the tools they need to start or grow their enterprises and remain sustainable in the current economy.

Our client base reflects our community's rich diversity. Approximately 60% of Accion San Diego borrowers identify as part of an ethnic minority group, and 43% of our clients are women. Both of these groups have historically faced barriers in obtaining business financing from traditional sources such as banks and credit unions. Accion San Diego is proud to provide an alternative lending opportunity for these hard-working entrepreneurs.

By providing micro-loans ranging from $300-$50,000, we enable our clients to increase their inventory, buy equipment or raw materials, and pursue new business opportunies. We also help our clients build favorable credit histories and improve their business skills through training events.

Hear directly from our clients the impact we are making in their businesses:

 

2012 Impact

To learn more about our impact, check out our 2012 Annual Report.

Historical Impact

Since our inception in 1994, Accion San Diego has disbursed over 2,700 loans in excess of $17 million to more than 1,700 clients. Our average loan size is approximately $10,000 and historically our loss and delinquency ratios stand at approximately 7.5%.

Year Active Portfolio Amount Disbursed New Clients Active Clients Average Loan Women Clients %
1994 $6,000 $6,000 5 5 $1,200 80%
1995 $137,363 $185,049 67 62 $2,032 32%
1996 $221,249 $355,067 61 89 $3,115 40%
1997 $317,388 $486,694 83 128 $2,986 40%
1998 $431,833 $513,222 69 153 $3,311 37%
1999 $663,811 $675,443 80 174 $4,723 41%
2000 $826,435 $770,604 89 202 $4,560 44%
2001 $1,001,559 $939,022 113 256 $4,327 51%
2002 $913,974 $826,870 100 254 $3,995 48%
2003 $1,128,978 $1,142,585 94 252 $5,314 45%
2004 $1,388,638 $1,297,622 150 314 $5,109 47%
2005 $1,672,808 $1,481,254 120 343 $6,385 49%
2006 $1,717,669 $1,045,668  96 336 $6,790 49%
2007 $1,931,720 $1,265,121 108 317 $8,909 45%
2008 $2,681,085 $1,741,339 135 353 $10,883 45%
2009 $2,693,217 $1,105,589 106 348 $9,213 39%
2010 $2,480,493 $962,407 78 322 $10,693 40%
2011 $2,365,948 $1,137,052 85 294 $11,600 43%
2012 $2,992,667 $2,073,027 154 477 $12,500 42%